What are the most common scams targeting seniors right now?
Phone-based vishing and fake tech-support calls, romance scams, phishing texts and emails, SIM-swapping, fake “evil twin” Wi-Fi networks, check washing, and title or deed fraud by mail are among the most commonly reported.
How can I tell if a phone call is a scam?
A legitimate agency or business will never demand immediate payment by gift card or wire transfer, ask you to stay on the line while you go to the bank, or ask you to confirm your full Social Security number over the phone. Hang up and call the organization back on a number you look up yourself.
What is vishing, and how is it different from regular phishing?
Vishing is phishing carried out by voice call rather than email or text. A caller impersonates a bank, government agency or tech company to pressure you into revealing personal information or moving money quickly.
How do I protect against identity theft and SIM-swapping?
Freeze your credit with the three major bureaus, set up a PIN or passcode with your mobile carrier so a SIM cannot be transferred without it, and watch for your phone suddenly losing signal — that can be the first sign of a SIM swap in progress.
What should I do if I think I’ve been scammed?
Contact your bank or card issuer immediately, file a report at reportfraud.ftc.gov and with local police, and change any passwords that may have been exposed. Acting quickly gives you the best chance of stopping or reversing a transaction.
Does Fred speak publicly about senior scam prevention?
Yes — Fred gives talks on senior cybersecurity and fraud prevention for community groups, libraries and senior centers. Reach out through the contact links above to inquire about a speaking engagement.
